Navigating the VA Loan Process: A Guide for Home Buyers and Sellers
- apexgroupfla
- Mar 11, 2024
- 2 min read
Before getting started on this topic, we would like to take the time to THANK YOU FOR YOUR SERVICE! A few simple words that mean so much for those who served, and even for the families who supported you so we can have the life we have.
The process of selling your home can be very emotional and stressful at times, and in the midst of it, you receive an offer with a VA loan. Many ask, why should I accept this offer? The VA has very tough requirements for the house and I will need to bend backwards to see this closing, right? Well, we beg to differ!!!
Yes, the VA will require an appraisal, termite clear, septic and water test if it is a property with a well system. They also might ask that you paint the eves if they are peeling, or make sure the AC is in working condition and the roof is not leaking. So we ask you, are these really tough requirements? Wouldn’t you as a seller want to do the right thing when selling your home? Unless you have a property that needs rehab, your buyer should be purchasing a home with confidence that this is a solid house.
On another note, when you are working with a VA loan, you will have a buyer who most likely is on a fixed income from their VA/Military benefits. No need to worry that your buyer could loose a job last minute, or something similar.
As REALTORS® we at APEX Team pride ourselves as a team who honors our Veterans and Military community. With each offer we send to a seller, we include all the necessary forms so the seller has no surprises at closing or throughout the process. If the listing agent is not familiar with the VA process, we are always happy to educate them so they can present the offer to their sellers with confidence.
The Realtors® at Apex Team give back .25% of the purchase price back to each buyer and/or seller at closing, to be used towards closing costs*. These can be used to pay concessions such as insurance, taxes, buy down points etc. We put together a team of Lenders and Title company who are also giving back to you.
If you would like more information on buying or selling your home, contact us at any time, we are always happy to chat with you.
Cynthia Mondeaux
561.839.0883
If you would like to find out about your VA eligibility, give us a call and we will connect you with a lender. Here is a link to the VA web site
*Buyers and/or Selling Agreement will need to be signed prior to participation. Valid military ID must be presented at time of signing. Cannot be combined with any other offers. Buyers or Sellers who have been referred to us by an agent or referral company cannot receive offer as we must pay them for their referral.
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